Your business is only part of your wealth

You have spent years building a business that works. The harder question is what that business is building for you.

Incra Group now offers financial planning alongside the accounting, tax, and advisory work you already know us for. Same people, same standards, one view of your whole position.

BOOK A PROSPERITY CONVERSATION

Most business owners are wealthy on paper and exposed in practice.

Most of your net worth sits in one asset. It is the asset you understand best and control most, and it is also the one carrying the most risk. Profit gets reinvested. Super gets left on the minimum. Insurance gets set up once and never revisited. Retirement stays a plan for later.

None of that means you have done anything wrong. It means the wealth side of the picture has been waiting its turn.
Our job is to bring it forward. We help you turn business profit into personal wealth you can rely on, whatever happens to the business.

Prosperity is more than an investment return. We assess where you stand across seven areas, then focus on the ones holding you back.

1	Wealth Creation	Building assets outside the business so your future does not depend on a single sale.
2	Tax Efficiency	Structures and planning that let you keep more of what you earn.
3	Wealth Protection	Risk cover and asset protection so one bad year cannot undo 20 good ones.
4	Business Value	Growing enterprise value and getting the business ready for a buyer, whether or not you sell.
5	Retirement Readiness	Knowing the number you need, and the path to it.
6	Legacy and Succession	Passing wealth and control to the next generation on your terms.
7	Lifestyle and Enjoyment	Making sure the plan funds the life you actually want now, not only later.

1. Prosperity Potential

A conversation about what is possible when your business, wealth, and lifestyle goals pull in the same direction.

2. Prosperity Score

A short assessment that shows where you stand across the seven pillars.

3. Prosperity Insights Session

We walk through the results together and identify the opportunities and risks that matter most.

4. Prosperity Blueprint

Your strategy on paper, with the trade-offs spelled out in plain language.

5. Prosperity Roadmap

Recommendations turned into an implementation plan with owners and timeframes.

6. Prosperity Partnership

Ongoing reviews as your business, family, and the rules change.

Different stages need different work. Most of the owners we help fall into one of four groups.

Emerging Builder	Growing the business, growing the family, and carrying a mortgage. The focus is building solid foundations.
Prosperity Builder	An established, profitable business and most of your wealth tied up in it. The focus is building wealth outside the business.
Exit Ready Owner	Succession or a sale is on the horizon. The focus is maximising value and getting the structure right before you transact.
Family Steward	Financially independent with significant investment assets. The focus is protecting wealth and transferring it well.

Advice that already knows your numbers

Plenty of planners can build you a portfolio. Very few start with your trial balance.

One team across tax, structures, business performance, and personal wealth, so the advice lines up instead of contradicting itself.
We already hold the numbers. Less repeating yourself, fewer gaps, faster answers.
Straight talk about risk. We spell out what is at stake, then give you the plan to deal with it.
Strategy before product. The recommendation follows the goal, not the other way around.

What clients say

The changeover from our previous accountant happened seamlessly

We have been with Incra since July 2024, and the changeover from our previous accountant happened seamlessly. From this time Clinton & Kelvin’s support has been very professional and the guidance of their team has helped our business forward. Our decision to engage their services & professional support has been confirmed by our experience.

Glenn Wibberley

Director, Ferro-Clean

Have found them to be professional, practical, and dependable

We have worked with Incra Group for approximately five years and have found them to be professional, practical, and dependable. They manage our group’s ongoing financial reporting and tax compliance requirements with consistency and accuracy and have also been instrumental in the provision of proactive guidance as our structure has evolved and become more complex. Their advice across shareholding structures, share transactions, estate planning, and broader commercial matters has been consistently sound, supporting a best practice framework for the establishment of new entities and ensuring our holistic commercial structure is well considered and appropriately positioned for future growth.

Richard Büchner

Managing Director, Montreaux Pty Ltd

They’ve worked alongside us through every phase, helping shape our structure and success.

Incra has become a key partner in Zanda’s growth, providing a broad spectrum of accounting expertise - from best practice financial management to sound planning, succession strategy, and up-to-date tax advice. They’ve worked alongside us through every phase, helping shape our structure and success.

Bill Wallis

Managing Director, Zanda Architectural Hardware

They made the transition smooth and easy

Changing to Incra from our previous accountant was a bit daunting, however they made the transition smooth and easy. We’ve found the Incra team to be responsive and timely with all our requirements to date.

Scott Phillips

General Manager, Bowen Storage Pty Ltd

I can wholeheartedly endorse the Incra team.

We recently went through a business divestment and subsequent restructuring of our financial situation. To add to the complexity, we were concurrently working through a complicated situation with the ATO.
Would have to say, that without the support, advice and assistance of Clinton and the team at Incra, the whole process would have been ever so much more difficult and stressful and I’m certain the outcomes would not have been nearly as good.
We sincerely appreciate the detailed and considered advice we received, helping us to wend our way through the byzantine complexities of taxation, entity structure and capital gains. I can wholeheartedly endorse the Incra team.

Ash Collins

Managing Director, TKV

INCRA delivers reliable, high-quality accounting and taxation support, underpinned by excellent service and strong integrity

INCRA delivers reliable, high-quality accounting and taxation support, underpinned by excellent service and strong integrity. We have worked with Clinton for nearly 20 years and greatly value his studious, astute approach.

Tim Gooden

Founder, Blast One

Incra to be a great team providing excellent support and levels of personal service

We have recently joined with Incra, following Clinton who has managed our tax for over 10 years. We have found Incra to be a great team providing excellent support and levels of personal service responding in an energetic, timely and professional way. I enjoy and am rest assured, Incra’s combined experience, skill and knowledge of personal and company tax laws, family trusts and superannuation schemes are comprehensive allowing them to provide, transparent, prosperous, and fair advice, navigating and understanding the complexities of our family business and the varying needs of each stakeholder

Martyn Wilson

Business Development Manager, Civiq

I would certainly recommend their accounting services.

We engaged INCRA in 2019 and have been pleased with the way INCRA and the team have been able to support our needs as we have grown and expanded into other states. Their knowledge of current taxation laws and tax reduction planning has also been very beneficial and I would certainly recommend their accounting services.

Alister Brown

Managing Director , Tip Top Equipment

We get value from the strong tax focus and oversight.

We have been clients of Incra Group since 2018. They have supported our growth and our expansion into other states over this time. Whilst the majority of finance functions are now embedded in our business, we get value from the strong tax focus and oversight.

Incra Group have advised on key matters in our group including Structuring, CGT, Succession Planning, Phantom Shares, Integration with US tax advice, ASIC Reporting, and Estate Planning.

Ivan Morren

CEO, Acu-tec Piping Systems

They’re easy to work with, highly professional, and someone we trust completely

Incra has supported our business with practical advice, timely communication, and a genuine understanding of what we need. They’re easy to work with, highly professional, and someone we trust completely

Ross Büchner

Director, Woodbine

I wanted experienced, trusted advice from people who could also deliver on it

I wanted experienced, trusted advice from people who could also deliver on it—and you’ve done exactly that. You’re always available to discuss the best accounting approach, take the time to understand our business and goals, and tailor your advice accordingly.

The ongoing support has been seamless and reliable, operating smoothly in the background without disruption. We rely on Incra Group for doing business in Australia and feel confident in doing so. Thank you all.

Freddy Farquhar

CEO, Plast-Ax

Their team is responsive, easy to deal with, and genuinely invested in good outcomes

INCRA Group consistently provide honest opinions and sound advice. Their team is responsive, easy to deal with, and genuinely invested in good outcomes. If something sits outside their scope, they’re always happy to connect us with trusted specialists in the right areas.

Titus Dartnall

Director, Concept Products

Incra Group is a highly professional and well-structured company to work with.

They are clear about what they can deliver and upfront about what falls outside their scope. That honesty has built a high level of trust, and I would confidently recommend them to anyone.

David Rowland

General Manager, Modsel

Our experience with Incra as their accountants has been great.

In particular, because we are not based in AU ourselves, we most value the fact that we can rely on you to keep up to date with Australian rules and regulations in this space and make sure we're keeping compliant, allowing us to focus on growing the business.

Jared Sorensen

CFO, Ute Master

Frequently Asked Questions

Do I need to move my accounting to Incra Group to get advice?

No. Plenty of the people we advise keep the accountant they already have. Wealth advice and compliance work are two different jobs, and we're happy to do one without the other. If it helps, we'll work alongside your accountant so everyone's pulling in the same direction. If you'd rather bring it all under one roof later, that's your call, not a condition.

How much does it cost?

It depends on what you need, so we scope it and quote it before any work starts. You’ll know the fee and what’s included upfront, in writing. No hourly surprises. The first conversation is at our cost, because neither of us should commit until we know there’s real value in it.

What happens in the first meeting?

Mostly we listen. We’ll ask about your business, your family, what you own, what you owe, and what you want life to look like in 5, 10, or 20 years. Then we’ll give you an honest read on where you stand and what’s worth looking at first. There’s no obligation and no presentation to sit through. You’ll leave with a clear picture of your position and the options in front of you.

Will you tell me to sell the business?

Only if the numbers and your goals point that way, and even then it's your decision to make. Our job is to lay out the options, the risks, and what each one means for you and your family, then help you choose with your eyes open. For most owners the conversation isn't about selling at all. It's about building a business that could be sold, so you have the choice when you want it.

This information is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness and the relevant Product Disclosure Statement. Incra Wealth Pty Ltd is an authorised representative of GPS Wealth Ltd of Australian financial services licence number 254544 and is owned by Count Limited ABN 111 26 990 832 of GPO Box 1453, Sydney NSW 2001. Count Limited is listed on the Australian Stock Exchange.

Book a complimentary discovery call with the Incra team

The deadline to transfer your CBA balance is 30 June 2026. The sooner we talk, the more time we have to get everything in place. With the right advice, this could be the best financial decision you make for your family

To learn more, call us on 1300 040 808, email hello@incragroup.com.au or submit the form and we'll be in touch.